Insights
For many years, Vietnam has always been considered one of the most attractive consumer finance markets in Southeast Asia. The population size of over 100 million people, the young population structure, the per capita income are continuously improving along with the accelerating speed of digitalization, which has created favorable conditions for the development of consumer credit.
During the discussion session at the National Assembly on November 25, 2025, Deputy Prime Minister Nguyen Hoa Binh stated the orientation to review and tighten the conditions for opening majors for a number of specific fields such as medicine and law in order to concentrate training resources at qualified institutions. Behind this orientation is a bigger question: how to ensure the quality of human resources in professions where professional errors can directly affect the legitimate rights and interests of people and organizations .
For many years, electronic identification has often been seen as a tool to support the settlement of administrative procedures in the digital environment. For the majority of people, electronic identification is associated with the VNeID application, electronic driver's license or the implementation of online public services without presenting paper documents. However, the contents proposed by the Ministry of Public Security in the dossier for the development of the Law on Electronic Identification and Authentication show that the scope and ambition of this policy are much larger.
When doing business, most businesses spend a lot of time looking for customers, negotiating prices and expanding markets. However, not all businesses pay commensurate attention to contract development and management. In fact, many commercial disputes worth tens or even hundreds of billions of VND do not stem from deception or deliberate violations of one party, but stem from inadequate terms, agreements that have not been fully recorded or subjectivity in the process of performing contracts.
Just over a year after Decree 94/2025/ND-CP on the sandbox testing mechanism in the banking sector was issued, the State Bank of Vietnam (SBV) has proposed to amend a series of regulations related to participation conditions, dossier composition and procedure processing process for fintech enterprises .
If designed in the right direction, the Law on Derivatives Trading not only serves the goal of hedging risks for domestic enterprises but also gradually helps to form an influential commodity trading center in the region. The Ministry of Industry and Trade earlier this year proposed to develop a separate Law on Trading in Derivatives instead of just adding some provisions in the 2005 Commercial Law for a reason.
There is not much legal content that makes businesses both familiar and prone to errors such as the time of issuing value-added invoices (VAT). Most businesses understand that selling goods or providing services must be invoiced. However, determining exactly "when to issue an invoice" is a completely different story.
Currently, e-invoices are considered one of the biggest successes of the digital transformation process in the field of taxation in Vietnam. The e-invoice system not only helps management agencies improve the efficiency of supervision and prevent budget revenue loss, but also helps businesses save costs, reduce administrative procedures and increase transparency in business activities.
The strong development of the digital economy, e-commerce, cashless payments and cross-border business models is posing unprecedented challenges to tax administration. Meanwhile, the requirements to improve the investment environment, protect property rights and ensure people's privacy are increasingly raised. This makes modern tax management no longer just a problem of collecting correctly and sufficiently for the state budget, but has become part of the strategy to improve national competitiveness.
In Vietnam, this situation exists in many fields. National databases, specialized databases and data held by enterprises are formed more and more, but most of them still operate relatively independently. Meanwhile, technology enterprises, research organizations and artificial intelligence developers have the need to access big data sources to build new products and services but lack a transparent and legal transaction mechanism.
A batch of chemicals seized at the border gate has revealed a significant gap in the understanding and application of chemical law in Vietnam: when importing chemical products made up of many single substances, do enterprises have to apply for separate licenses for each component? The answer not only affects one business, but also the entire chemical supply chain in Vietnam.
Gold prices are constantly fluctuating and setting new highs. The amount of physical gold in the people is estimated to be up to hundreds of tons , the search for mechanisms to mobilize these resources into the economy is always a topic of concern. Recently, the policy of "exchanging gold to buy a house" introduced by Vinhomes has quickly attracted the attention of the market because of its novelty and ability to hit the psychology of customers who are holding gold as a long-term accumulated asset.
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